Flexible Financing for ADU in Chino Hills
Call (951) 456-4467 and we’ll walk you through payment options that keep your ADU project moving. At Ellery ADU Studio Chino Hills, we believe financing shouldn’t be the reason a garage conversion sits half-drawn or a detached unit never breaks ground. Nadia Ellery and our team have structured hundreds of projects across Chino Hills, from Sleepy Hollow to Vellano, with payment plans that match real household budgets.
Payment Options We Offer
Financing Plans
We work with financing partners who understand ADU construction timelines, not just personal loans repackaged. Most Chino Hills clients who finance go from application to a usable credit line within a few business days, which matters when your permit window opens or a modular unit delivery date locks in. The Haven Standard Clause 1 applies either way: your written price is fixed before any work starts, whether you pay cash, finance, or split between methods.
Major Credit Cards
Visa, Mastercard, American Express, and Discover are accepted for deposits and progress payments. Some clients in Chino Hills put the initial deposit on a rewards card, then switch to financing for the construction phase. We process cards in our office; you’ll get a documented receipt with your photo record, same as every other transaction.
Cash or Check
No processing fees, no middleman, no surprises. A meaningful share of our Chino Hills clients still pay by check at each progress milestone. Under Clause 5 (No Surprises), the draw schedule is written into your contract alongside the scope, so you know exactly what’s due and when it’s due before a shovel hits the dirt on your Oak Park Downs property or your Rolling Ridge site.
Up-Front Written Pricing
This isn’t a payment method, but it’s the foundation of every payment method we offer. Under Haven Standard Clause 1, every Ellery ADU Studio project in Chino Hills gets a written, line-item price before work starts. Not an estimate that drifts. Not a “call for a quote” runaround. The number you sign is the number you pay, adjusted only if you change the scope in writing.
Simple Application Process
Step 1: Talk to us about your project. Call (951) 456-4467 or come in with your lot address. We’ll confirm your zoning, setbacks, and utility routes for your specific Chino Hills neighborhood, whether you’re near English Springs Park or up in Butterfield Ranch. This conversation costs nothing and puts real numbers on the table.
Step 2: Quick pre-qualify conversation. If financing makes sense for your timeline, we’ll connect you with a brief, no-obligation discussion with our financing partners. No hard credit pull until you choose to move forward. Most clients know within a single phone call whether they have a viable path.
Step 3: Choose your plan and lock your price. Once financing is lined up or your payment method is set, we finalize your written contract with the fixed price, the draw schedule, and the 365-Day Done Right Promise. Your Chino Hills ADU project moves into design and permitting with no payment ambiguity hanging over it.
Before
AfterFrequently Asked Questions
Yes. We maintain relationships with financing partners who specifically handle construction and home improvement projects, including ADUs. These aren’t generic personal loans; they’re structured around real construction timelines with draws tied to completed milestones. Call (951) 456-4467 to discuss whether financing fits your project, and we’ll outline the current options without pressure.
Typically, you’ll need proof of income, a current mortgage statement or proof of homeownership, and a government-issued ID. Our financing partners may request additional documentation depending on your property and project size. The pre-qualification step is designed to surface requirements early, not bury them until closing. Call (951) 456-4467 and we’ll tell you exactly what to gather for your specific situation.
No. Estimates are free, and they come with a written, line-item price under Haven Standard Clause 1. We don’t charge for the initial site evaluation, the zoning check, or the permit feasibility review. If you already have a written estimate from another builder, we’ll give you a Free Second Opinion on it. Either way, you get real numbers before committing a dollar.
It depends on the offer and the financing program, but we’ll always structure your payment to maximize any legitimate benefit. If a manufacturer rebate, utility incentive, or city program applies to your Chino Hills ADU, we factor it into your written price upfront and adjust the financing amount accordingly. Nothing gets tacked on later. Under Clause 5 (No Surprises), the math is transparent from day one.
Written by Nadia Ellery, Owner at Ellery ADU Studio Chino Hills, serving Chino Hills since 2015.